North Carolina Workers Compensation is insurance coverage that provides benefits for injured workers. As such, North Carolina Workers Compensation provides two different types of benefits: disability benefits and medical compensation.
Through North Carolina Workers Compensation, injured workers can receive payments known as disability benefits. These disability benefits are to compensate workers for lost wages or permanent injury.
The most common way to receive these benefits is when the injured worker is unable to work due to injury. In this case, the worker can be entitled to temporary total disability which is equal to 2/3 of pre-injury wages. Under North Carolina workers compensation, the maximum amount an injured worker can receive per week is $884 for 2013. This amount is changed annually to account for inflation and cost of living increases.
If an injured worker is able to return to work but receives lower wages due to being unable to work in the same position that they worked in before, they might be eligible for temporary partial disability. Temporary partial disability entitles an injured worker to benefits worth 2/3 the difference between the pre-injury and post-injury wages.
Finally, if a worker is injured in such a way as to prevent them from working again, they may be eligible for permanent partial disability benefits. These benefits are designed to enable an injured worker to be able to survive even though they may not be able to work again. In order to determine the amount of benefits an injured worker will receive, a permanent impairment rating will be assigned by a doctor and the appropriate benefits will be paid out.
Medical compensation benefits provide reimbursement for the medical care required to heal the injury in order to be able to return to work. These benefits cover medical costs like: medical procedures, testing, or therapy required to treat the worker’s injury. These benefits can also provide certain miscellaneous benefits like: mileage reimbursement for doctor’s visits, vocational rehabilitation services, or in-home nursing care.
If you or someone you know has been injured while at work, you should Contact Us for a free consultation. By contacting an experienced Worker’s Compensation attorney, you will receive valuable legal advice and an experienced guide through the complex Worker’s Compensation process.
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James Minick is a criminal defense attorney in Asheville, NC and is the owner of Minick Law, P.C.